That’s the mindset we bring to every relationship we engage in. Fostering a collaborative environment is key to addressing every piece of your financial puzzle today while building a roadmap to financial independence tomorrow.
What Is a Personal CFO?
Our focus is on serving as your family’s Personal CFO. Allow us to explain:
A Personal CFO is well-versed in all areas of your personal and financial life. They’re equipped with a network of specialists to assist in these various areas and serves as a coordinator between them. Our breadth is wide, and our depth is shallow.
Rather than being well-versed across all areas, our expertise lies in being an expert in one thing: You.
Here’s How We Collaborate with Clients
Virtual | In-Person
If you’re looking for a candid conversation and thoughtful solutions, welcome home.
We celebrate and honor the hard work you’ve put into building a solid financial foundation. We also understand that you may need help navigating these next few steps. Whatever financial freedom means to you, we’ve developed a process to help make it happen.
In every new relationship, we’ll start off with our Custom Wealth Architect service.
As your Personal CFO, this allows us to take a deep dive into all aspects of your financial life including:
RISK
ESTATE
TAX
FINANCIAL INDEPENDENCE
Business Succession
We Can Also Offer You
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Cash Flow Discovery
You’re still growing your family, your career and your wealth. We’ll chart your path toward financial independence through a custom plan complete with action items and timelines. Financial independence is the summit, and we’ll be your guides as you climb closer to your goal.
Quadrant Advantage
Nearing retirement, you need a game plan for every market environment. The Quadrant Advantage helps us mitigate risk by creating a cash flow strategy that includes varying types of retirement income opportunities.
Virtual Family Office
The key to minimizing wealth erosion is to keep future generations educated and informed. The problem is, you’re busy. You don’t always have the time or capability to curate a team of financial professionals to take the helm on protecting your wealth. That’s where we come. We’ll find, vet, coordinate and manage a team of advisors to help your family grow and preserve its wealth for decades to come.
Retirement Plan Audits
If you’re a business owner looking to help your employees get a leg up on saving, you need a fool-proof retirement plan offering. Your employees benefit from the right tools when working toward financial independence. That’s why we work with you to ensure your company’s retirement plan is best designed for your company’s specific goals - without competing with your plan’s advisor or vendor.
Our Mission Is Simple
We strive to help motivated families and the communities they live in expand their potential for good through the…
You’ve found success as a diligent saver, accumulating a significant amount of assets. But now there’s one big question on your mind: What comes next? Working toward financial freedom doesn’t come naturally, but the decisions you make between now and retirement are crucial. Our job is to give you the tools to make those decisions with confidence.
We’ve built our practice around the idea that our breadth is wide and our depth is shallow. That’s why we’ve established a sophisticated network of specialists that we’ll coordinate on your behalf to address every facet of your financial well-being.
We’re proud to have helped clients for over 40 years, and we can’t wait to see what we can do for you too. Since our inception, our sole purpose has been to empower you to do good by your family, your community and future generations to come.
For Over 40 Years,
We’ve Built a Business We’re Proud To Share With You Today
1982
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Jack Best founded Best Times Financial Planning with a mission to improve the lives of individuals by offering honest and reliable investment and planning services.
1993
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The first turtle enters our office.
2001
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Jack’s son, Kevin joins the firm and quickly embraces the same thorough planning process that Best Times was founded on.
2007
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Jack successfully transfers the practice to Kevin in 2007.
2014-2015
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Deepening our bench, John Skomski joins us, and Dan Jeffery comes on board in 2015.
2021
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The turtle officially becomes a part of our logo to pay homage to the framework that built the company and Kay Pfleghardt is added to the team.
2022
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Best Times Financial celebrates 40 years of service by expanding the firm’s geographical reach.
2024
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Ivy Menchel joins the firm, bringing a new level of expertise in Family Business Planning.
Why Are Turtles Important to Us?
Slow and steady wins the race. This proverb was often used by Best Times Financial founder, Jack Best, as he taught clients that careful planning and steady, consistent progress is the key to reaching financial freedom.
Today, the turtle in our logo reminds clients that the key to success requires steadfast, forward-thinking perseverance. When visiting our offices, you’ll find over 3,000 turtles lining the walls as well thanks to our many clients, colleagues and friends.
Giving to Others
Helps Us Fulfill Our Greater Purpose
We believe all of our clients have a purpose. To realize their purpose, these community leaders must first confirm their own financial independence and that the legacy they leave to their heirs is assured.
We, along with our clients, believe much of our success is owed to the communities we have been nurtured in and inspired by.
This is where passion and purpose come together.
Many of our clients contribute to programs and communities that have benefitted them and share in their beliefs.
What you see below is the above put to action. Each of these charities has been impacted by the work done by the Best Times Financial community to make the world a better place.
In 2021:
$454,105
In charitable donations were made from our team members and client donations through assets under our care
As a community of learners committed to historic Christianity, Roberts Wesleyan College seeks to prepare thoughtful, spiritually mature, service-oriented people who will help transform society. Roberts focuses on unique leadership that cultivates critical thinking, strategic agility, ethical decision-making, visioning. They have an Enactus program. Our Roberts Enactus team is filled with enthusiasm, innovation and spirit in all that we do! Being a positive light, our Enactus team focuses on the present and how we can make a change in the everyday and continue to do this for the future. They work with at risk students in grades 8- 12 in Rochester and central America.
Pipeline worldwide is focused on helping people across Eastern Africa with a specific focus currently in Uganda. They do this through sustainable partnerships with local communities where through the community’s voice and priorities they support various initiatives including helping with access to clean drinking water, healthcare equipment and supplies, lack of power, food scarcity and shelter in their communities.
I first got introduced to Pipeline worldwide 6 years ago, in that time I have been able to travel with them 3 times, once to Kenya and two times to Uganda with the most recent being in April of 2021. In that time I have seen the type of impact a hand-up.
The Landmark Society of Western New York, Inc., is one of the nation’s oldest and most active historic preservation organizations. It is a not-for-profit membership organization dedicated to helping our region’s communities preserve and capitalize on their rich architectural, historical, and cultural heritage. The Landmark Society’s service area covers nine counties in western New York centered on the City of Rochester.
I returned to Rochester after a 32-year career in California. One of the major reasons for my choice to do semi-retirement here is that I could preserve a gracious older home & garden for posterity. I believe architecture is part of our shared heritage.
Established in 1984, Heritage Christian Services strives to advance an inclusive and equitable community. Its than 3,700 employees work alongside the people who choose their services, ensuring that everyone can achieve what is meaningful to them. Based in Rochester, with concentrations in the Finger Lakes and western New York, Heritage Christian is innovating and expanding as the needs of its community grow. They serve their community with programs that promote housing options and the support within them, in addition to programs that sustain relevant employment and day habilitation. They have also established programs for high-quality childcare, setting the standard for statewide workforce education, ensuring robust health, wellness and equity, and embracing self-empowerment. Visit HeritageChristianServices.org for more.
The EquiCenter is a therapeutic riding facility whose mission is to foster the personal growth and individual achievement of people with disabilities, at-risk youth, and veterans, including the families of all participants. It has a range of therapeutic activities to fit the equally diverse needs of our community. Programs include therapeutic equestrian and related therapeutic programs, therapeutic horticulture on our 3-acre organic farm, canine-assisted activities, adaptive yoga, and farm-to-table culinary classes. Our purpose through all our programs is to foster the personal growth and achievement of all we serve.
The School of Individualized Study engages in the development of flexible education pathways that support the diverse needs of 21st-century learners. We educate the whole individual for personal, professional and civic success.
As a community of learners committed to historic Christianity, Roberts Wesleyan College seeks to prepare thoughtful, spiritually mature, service-oriented people who will help transform society. Roberts focuses on unique leadership that cultivates critical thinking, strategic agility, ethical decision-making, visioning. They have an Enactus program. Our Roberts Enactus team is filled with enthusiasm, innovation and spirit in all that we do! Being a positive light, our Enactus team focuses on the present and how we can make a change in the everyday and continue to do this for the future. They work with at risk students in grades 8- 12 in Rochester and central America.
Pipeline worldwide is focused on helping people across Eastern Africa with a specific focus currently in Uganda. They do this through sustainable partnerships with local communities where through the community’s voice and priorities they support various initiatives including helping with access to clean drinking water, healthcare equipment and supplies, lack of power, food scarcity and shelter in their communities.
I first got introduced to Pipeline worldwide 6 years ago, in that time I have been able to travel with them 3 times, once to Kenya and two times to Uganda with the most recent being in April of 2021. In that time I have seen the type of impact a hand-up.
The Landmark Society of Western New York, Inc., is one of the nation’s oldest and most active historic preservation organizations. It is a not-for-profit membership organization dedicated to helping our region’s communities preserve and capitalize on their rich architectural, historical, and cultural heritage. The Landmark Society’s service area covers nine counties in western New York centered on the City of Rochester.
I returned to Rochester after a 32-year career in California. One of the major reasons for my choice to do semi-retirement here is that I could preserve a gracious older home & garden for posterity. I believe architecture is part of our shared heritage.
Established in 1984, Heritage Christian Services strives to advance an inclusive and equitable community. Its than 3,700 employees work alongside the people who choose their services, ensuring that everyone can achieve what is meaningful to them. Based in Rochester, with concentrations in the Finger Lakes and western New York, Heritage Christian is innovating and expanding as the needs of its community grow. They serve their community with programs that promote housing options and the support within them, in addition to programs that sustain relevant employment and day habilitation. They have also established programs for high-quality childcare, setting the standard for statewide workforce education, ensuring robust health, wellness and equity, and embracing self-empowerment. Visit HeritageChristianServices.org for more.
The EquiCenter is a therapeutic riding facility whose mission is to foster the personal growth and individual achievement of people with disabilities, at-risk youth, and veterans, including the families of all participants. It has a range of therapeutic activities to fit the equally diverse needs of our community. Programs include therapeutic equestrian and related therapeutic programs, therapeutic horticulture on our 3-acre organic farm, canine-assisted activities, adaptive yoga, and farm-to-table culinary classes. Our purpose through all our programs is to foster the personal growth and achievement of all we serve.
The School of Individualized Study engages in the development of flexible education pathways that support the diverse needs of 21st-century learners. We educate the whole individual for personal, professional and civic success.
As a community of learners committed to historic Christianity, Roberts Wesleyan College seeks to prepare thoughtful, spiritually mature, service-oriented people who will help transform society. Roberts focuses on unique leadership that cultivates critical thinking, strategic agility, ethical decision-making, visioning. They have an Enactus program. Our Roberts Enactus team is filled with enthusiasm, innovation and spirit in all that we do! Being a positive light, our Enactus team focuses on the present and how we can make a change in the everyday and continue to do this for the future. They work with at risk students in grades 8- 12 in Rochester and central America.
Heritage Christian Services
EquiCenter
RIT School of Individualized Study
Roberts Wesleyan College
Pipeline Worldwide
Landmark Society of Western New York
Heritage Christian Services
EquiCenter
RIT School of Individualized Study
Roberts Wesleyan College
Pipeline Worldwide
Landmark Society of Western New York
Heritage Christian Services
EquiCenter
RIT School of Individualized Study
Roberts Wesleyan College
Is There a Cause You’re Passionate About?
Share Your Good Work With Us
Get In Touch
We’re Here To Help
Together, Let’s Get You to Financial Freedom
If you think we may be well-aligned with your financial needs, don’t hesitate to reach out.
Give us a call or send us a message and we’ll get back to you shortly.
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